GRAND MANNER MAGAZINE

Appeared NATIONALLY on the popular CBS Television Show "ENTERTAINMENT TONIGHT" for its front cover and feature on Actress Joan Collins. Other Celebrities to have graced GMM's front covers Kim Cattrall, Sarah Jessica Parker, Gisele Bundchen, Ivana Trump, Catherine Forbes and many more have graced our front covers

 

Grand Manner Magazine

GMM's Daily TV HollyScoop

GMM Daily Scoop EXTRA

GMM On-Line Store

Movies/Celebs

Movies Chat Room

Hot Off the Press...

Movie Trailer

TCM Classic Movies Fun

Web O' fabulous!

Fashion Beauty Tips

Pampering You

Pet Tips & latest Trends

Dog/ Cat Promenade

GMM Dog/ Cat Pageant

Pet Pageant Contestants

Grand Manner Mag Events

Lovin' my Home & Garden

GMM LifeStyle

Connecticut

New York

Philadelphia

Atlanta

Chicago

Los Angeles

GMM Cooking Corner

Subscribe

Photo Reprints

Advertisement Specials

Contact Us

Advertiser Exclusive NWPR

Advertiser Exclusive MAG

GMM   lifestyle . . . it's all about you!
New faces and places...and a few surprises:

Grand Manner Magazine Everyday Lifestyle


GMM   lifestyle . . . it's all about you!
New faces and places...and a few surprises:

Five Ways to Save Money on Health Insurance

 Five Ways to Save Money on Health Insurance

If you're like most consumers, you've probably seen your health insurance premiums go up in the last year. According to the Kaiser Family Foundation, family health insurance costs for those with employer-sponsored coverage increased by nine percent in 2011.

Maybe it's time for a health insurance checkup. Take a look at what you're paying for coverage, think about which benefits you value most, and read the following five tips designed to help you save money on health insurance in 2012:

Review your options annually. Whether you get your health insurance coverage through an employer or purchase an individual policy, you should review your options at least once per year. Health insurance companies are bringing new, innovative options to the market all the time. Just remember that it's still possible to be declined for an individual policy due to a pre-existing medical condition. Don't cancel your current plan until you're officially approved for a new one.

Cultivate healthy habits. By taking care of yourself now, you may be taking care of your pocketbook in the future. A recent study conducted by eHealth Inc., found that of over 200,000 consumers with brand-name health plans purchased through www.eHealthInsurance.com, smokers paid 14 percent more on average for their monthly premiums compared to non-smokers. Policyholders with a body mass index in the "obese" range paid more than 22 percent more than those in the "normal" BMI range - an average annual savings of $444.

Try a plan with a higher deductible. If you're relatively healthy and rarely see the doctor, consider switching to a plan with a higher annual deductible and a lower monthly premium. Thanks to the 2010 health care reform law, some preventive care services will still be available to you with no out-of-pocket cost. Just be sure that you can afford to pay the full deductible in case of a serious injury or illness.

Consider splitting up the family. There's no law that says you need to have the whole family on a single health insurance plan. For example, some employers pay a substantial amount of employees' monthly premiums but little - if anything - for their dependents. You may be able to save on your monthly health insurance costs by putting your dependents on a plan of their own.

Mix and match additional benefits. Even if your employer provides dental and vision benefits, it may be worthwhile looking into these plans on your own - whether for your whole family, or just for dependents. You may be able to save money and get benefits better matched for your family's needs.

For more health insurance shopping tips and ideas, visit www.eHealthInsurance.comand request a free copy of their new book "Individual Health Insurance For Dummies - Health Care Reform Special Edition."

 

Source
eHealthInsurance

 

© 2012 All rights reserved.

Calabrese Restaurant in East Hartford, Connecticut


GMM   lifestyle . . . it's all about you!
New faces and places...and a few surprises:

Design a Winning Game Plan for your Business

Design a Winning Game Plan for your Small Business

When it comes to starting your own business, having a good game plan is crucial – especially for entrepreneurs. This is something former NFL starting quarterback Drew Bledsoe understands first-hand. The importance of building a reliable team, outlining a game plan, hard work and persistence involved in starting up and running a business are all necessary steps Bledsoe has mastered along the way.

"In 2007, when I was in my mid-30’s, I retired from the NFL after 14 years in the league. My wife Maura and I have had a passion for wine for many years, so when planning for retirement became a reality, the wine business became a very attractive choice," explains Bledsoe.

With a lot of effort, patience and time, Bledsoe’s dream is coming true. Now the proud owners of Doubleback Winery in his hometown of Walla Walla, Wash., the Bledsoe’s and their staff are preparing to release their third vintage.

"Starting a new business can be very challenging. I am learning new things almost every day. That is one of the reasons I have teamed up with FedEx to share my small business game plan. Even though I still feel like I’m a rookie in business, I have found there are many important principles that carry over from my previous career to my new one."

Bledsoe’s Game Plan
Football teams spend months leading up to the season planning – they pick players and design offense and defense strategies. The same approach applies to any good business.

Pick a winning team.
It’s important to have confidence in your staff and ensure that everyone works together well, especially for small businesses. Make sure each team member feels supported and empowered because, just like in football, it takes contributions from every member of the team to achieve success.

Have a playbook ready.
As a small business owner, you need to keep a dual focus on what’s happening right now and what might happen tomorrow. 

Take time to
think through best-case (and worst-case) scenarios for your business, and develop plans for them. If your business takes off quickly, make sure you’re ready to speed ahead to keep up with demand by having the right people and vendors in mind to help you succeed. Always be thinking of your next play.

Stay patient and persevere.
The process of taking an idea from concept to reality takes patience. It took a full seven years from the time we planted our vineyards until the first bottle of Doubleback wine was produced. Expect setbacks and delays along the way that will test your character and maybe even your desire to keep going. Ultimately, you will become a better business person and leader because of adversities.

Lead by example.
As an entrepreneur, it’s your job to lead effectively by setting a positive tone and knowing when to get involved and when to step out of the way. It’s also important to share your success with others. Don’t settle for being your team’s quarterback; aim to be voted team captain.

"The most important step is the same on the field as it is in the office, building a team you can trust and rely on. I even consider FedEx part of the team, since delivering our wine to our customers safely and on time is a top priority," says Bledsoe. "The FedEx Small Business website offers services that can help entrepreneurs estimate shipping costs and track items through the delivery process. It’s incredibly helpful for start-ups and for growing business as well."

Visit www.fedex.com/smallbusiness for more small business tips, videos from former NFL pros-turned entrepreneurs including Bledsoe, as well as a chance to win $5,000 and the chance to go to the Super Bowl as part of the FedEx Small Business of the Week Program.

Photo courtesy of Getty Images

 

© 2012 All rights reserved.

Calabrese Restaurant in East Hartford, Connecticut
Floral patterns are a blooming trend
go to housefabric.com, they have a
wonderful selection of fabrics
for less the cost!

Ooooh, imagine making cool Curtains or Pillows

GMM fans Cynthia has been in business for 25 years!
Recession Buster
For $50 or less, place your
 Business Ad on one or more of
Grand Manner Magazine's
LifestylePages
 
 
Click Here to Read more

Click here
Return to the Homepage

Don't Dress to Impress...Dress to feel good!

CLICK HERE to Subscribe Today!